• 2/3 ,Geehi Way, Ravenhall, VIC 3023

  • Monday to Friday: 9am to 6pm

Refinancing Loans

Thinking of refinancing?

Talk to our experts to help you with home loan refinancing

There are chances that you are paying higher interest rate than others and you might feel frustrated with managing several loan repayments in a month. Refinancing your home loan can be a great step to save money with improved loan features such as lower repayments or extra repayments.

Why refinance?

Refinancing can assist us in achieving important goals. The present mortgage market is competitive with brand new types of loan features and packages available almost everywhere.

Additional costs associated

Refinancing can save you money but there are additional costs involved. Note that all of these may not apply to your needs and for the actual cost of refinancing.

Exit fees

Exit fees is applicable only when you are able to pay off your loan early which is usually within a period of 3 to 5 years. It could be a percentage of your remaining principal or a fixed amount.

Refinancing your home loan may offer you
some additional features.

We make it happen

Refinancing Process

The process involved in refinancing a loan is very much similar to applying for a home loan.

Research

You need to research the costs, fees, and penalties that you may need to pay to your existing lender such as Deferred Establishment fees (DEF) in case you choose a different lender.

Choose the correct type of loan

Write down your basic needs and features you want to enjoy and choose a loan that fits all or most of the features.

Financial approval

After valuation. The new lender will formally approve your loan and will instruct a solicitor to prepare the loan documents on their behalf and signed by you.

Contact US

Get Free Quote

TO KNOW WHAT'S POSSIBLE